FINTECH AND ITS CONTRIBUTIONS TO FINANCIAL INCLUSION: A BIBLIOMETRIC REVIEW PAPER
Keywords:
FinTech, Financial Inclusion, Meta-review, Mobile payment systems, P2P LendingAbstract
ABSTRACTThis research paper explores the key factors influencing fintech, assesses its impact on financial inclusion, and analyzes how fintech applications contribute to expanding financial accessibility and inclusion. A sample of 845 articles was selected from 1999 to June 2023 from the Database of Web of Science. The meta- analysis is done through the bibliometric software VOS Viewer, Biblioshiny, and Microsoft Power BI. It includes co-authorship, co-occurrence, three-factor analysis, and a country publications map. This study finds that the top-ranking countries in FinTech research are the People’s Republic of China (PRC), the USA, and the UK. Furthermore, the keyword analysis reveals financial inclusion as the most prominent research stream whereas notable FinTech applications contributing to financial inclusion include mobile payment systems, blockchain, P2P lending, and digital banking. The results obtained from the literature review offer valuable insights into the most impactful elements of FinTech literature and emphasize the substantial role of different FinTech applications in promoting financial inclusion. These findings can serve as a foundation for future research and
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informed policymaking in this domain.
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